GregS wrote:

Surge protectors for your whole house aren't that costly,
and form an effective first line of defense that may be all
you need.

My home electrical provider offers this at a cost of about $5 a month.
Pretty much a rip off, when you could install it and save about $60 a year.
Some well under $100 for the module.

Yeah, but when something is damaged by a power surge (including the
surge protector) who're you gonna call? Tripp-Lite (and maybe some
others) offer something like insurance if your equipment is damaged by
a power surge when connected through their devices, but the fine print
is pretty restrictive.

What does the utility company offer other than the hardware For
$5/month? I'll bet they have a more solid insurance policy. It might be
worth it.