"George M. Middius" wrote

So, you can flip pennies or compare 24/44 to
24/96 and get pretty much the same results,
provided you hold all other relevant variables
equal.

"relevant variables"... you have not demonstrated that.

Doesn't matter because Krooger can't lay his filthy
paws on any pennies.

Hehehe... right! Maybe that's also the reason
he can't 'scrape-up' the yearly $60 membership
fee, too.