You do know that 40% of the U.S. population has some sort of personal
business
ranging from selling Avon on the side to running a company, don't you?

There are personal businesses and their are substantial personal businesses.
Any kid can open a lemonade stand and say they have a personal business.


That's tens of millions of people who are "self employed".


I was only considering Arny's claim. Did you not get that?