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Shhhh! I'm Listening to Reason! Shhhh! I'm Listening to Reason! is offline
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On Jul 31, 10:50*pm, Clyde Slick wrote:
On 31 Iul, 22:31, "ScottW" wrote:





"Clyde Slick" wrote in message


...
On 31 Iul, 15:55, "Shhhh! I'm Listening to Reason!"


wrote:
On Jul 31, 11:28 am, ScottW wrote:


There are clear correlations in foreclosure rates with
immigrant concentrations. I put the fault on the banks.


Foreclosure rates are higher in higher growth rate areas
Stable areas have less housing turnover, mortgages are older,
there are more of the newer mortgages in the growth areas. these are
the ones that are foreclosing..
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~
If you look at it as percent of homes purchased in recent years
it tells a different story.
Reality, hispanics in So-Cal widely employed risky variable
rate mortgages to buy houses they could not otherwise afford.


not necessarily and not specified as being "immigrants

http://www.californiahousingforecast...ty/post/225019


"He estimated that 90 percent of black buyers and 80 percent of Hispanic buyers
took out ARMs, and projected that 19.8 percent of recent African-American buyers
and 17.6 percent of Hispanic buyers would probably face foreclosure. About 44
percent of white buyers took out ARMs, he said, and 8.8 percent could be in
foreclosure."


not specificlly identified as "immigrants'
most African Maericans are not immigrants, SURPRISE!!!!
Many hispanics are not "immigrants".

Numbers not unique to San Diego.http://www.poconorecord.com/apps/pbc...20060808/NEWS/...


not related to "immigrants"

Even Hispanics recognize the fact.http://www.hispanictips.com/2007/11/...ures-hits-lati...


not specified as relating to "immigrants'.

More data on subprime borrowers.http://www.nytimes.com/2007/10/15/ny...5subprime.html


The highest foreclosure rate in San Diego is in east county,
where new home prices were lowest.
The most expensive homes on the coast have the lowest
number of defaults.


It's simple math, the mortgage industry opened the door of
home ownership to people who could not afford them.
People most likely not able to afford and not care were low
income.


Most of them not "immigrants"

I took your original post at face value,
when you said "immigrant concentrations".
I apologize for my "mistake".


I disagree. I'm with 2pid on this one. The original inhabitants of the
US were all white of European descent. Therefore, all blacks and
hispanics are "immigrants".

And in 2pidville, correlation *does* equal causation.
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Vinylanach said:

I think it's worthy that while a couple of the neo-cons in this group
provide links to OT topics, it's some biased blog. ?George, a liberal,
used the NY Times. ?Nice touch.


If you're implying that the Times is a bastion of "liberal" politics, I
disagree. Their news reporting is as factual as any paper's. Also, FYI, the
Times carries blogs by several of their reporters and editors, and they're
clearly labeled as blogs. You know you're getting a mix of news, opinion,
and observation in them.


No, my comments are made out of respect for the NY Times. In other
words, you aren't using a piece of **** blog from some unknown asshole
to start an off-topic post.


Jenn already sort-of explained what you meant. More to the point, I was
commenting on an actual newsworthy event. When Scottie points at a blog,
he's trying to reinforce some jackdaw opinion with another jackdaw opinion.
(Vocabulary lesson assimilated, Stephen.)



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Shhhh! said:

And in 2pidville, correlation *does* equal causation.


Can we be fair about this? Scottie's yapping reveals that he asserts what he
understands. If he doesn't understand something, he doesn't cite it or
otherwise rely on it in 'discussions'. He does understand when two
measurements grow larger or smaller under the same condition. But he doesn't
understand why anybody would suggest other factors might be at play. So he
yaps about what he understands and ignores the rest.

Scottie deserves credit for knowing his own limits.



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On Jul 31, 9:31*pm, "ScottW" wrote:

The highest foreclosure rate in San Diego is in east county,
where new home prices were lowest.
The most expensive homes on the coast have the lowest
number of defaults.


Wow. Do you mean to tell me that there are more minorities struggling
than whites?

Those "lazy" minorities.

It's simple math, the mortgage industry opened the door of
home ownership to people who could not afford them.
People most likely not able to afford and not care were low
income.


Why would you assume that these lower-income people do "not care"?

(I already know the answer. I simply want to see if Densium and
Impervium are indeed impenetrable.)
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On Aug 1, 11:31*am, "ScottW" wrote:

I don't really care about your comprehension shortcomings


LOL!


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In article ,
George M. Middius wrote:

Vinylanach said:

I think it's worthy that while a couple of the neo-cons in this group
provide links to OT topics, it's some biased blog. ?George, a liberal,
used the NY Times. ?Nice touch.

If you're implying that the Times is a bastion of "liberal" politics, I
disagree. Their news reporting is as factual as any paper's. Also, FYI,
the
Times carries blogs by several of their reporters and editors, and
they're
clearly labeled as blogs. You know you're getting a mix of news, opinion,
and observation in them.


No, my comments are made out of respect for the NY Times. In other
words, you aren't using a piece of **** blog from some unknown asshole
to start an off-topic post.


Jenn already sort-of explained what you meant. More to the point, I was
commenting on an actual newsworthy event. When Scottie points at a blog,
he's trying to reinforce some jackdaw opinion with another jackdaw opinion.
(Vocabulary lesson assimilated, Stephen.)


Damn. It took me thirty years!

Stephen
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MiNe 109 said:

When Scottie points at a blog, he's trying to reinforce some jackdaw opinion
with another jackdaw opinion. (Vocabulary lesson assimilated, Stephen.)


Damn. It took me thirty years!


Thirty years to get your bird-watching permit?



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In article ,
George M. Middius wrote:

MiNe 109 said:

When Scottie points at a blog, he's trying to reinforce some jackdaw
opinion
with another jackdaw opinion. (Vocabulary lesson assimilated, Stephen.)


Damn. It took me thirty years!


Thirty years to get your bird-watching permit?


I have the permit, but have yet to drive.

Another grackle story:

http://jayallen.org/stories/the_gift_of_the_grackle

Mentions Charles Whitman; today's the anniversary of the Tower shootings.

Stephen
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In article ,
MiNe 109 wrote:

In article ,
George M. Middius wrote:

MiNe 109 said:

When Scottie points at a blog, he's trying to reinforce some jackdaw
opinion
with another jackdaw opinion. (Vocabulary lesson assimilated, Stephen.)


Damn. It took me thirty years!


Thirty years to get your bird-watching permit?


I have the permit, but have yet to drive.

Another grackle story:

http://jayallen.org/stories/the_gift_of_the_grackle

Mentions Charles Whitman; today's the anniversary of the Tower shootings.

Stephen


My God...42 years.

My small connection to the Manson killings affected me in a strange way.
Whenever I find myself in the vicinity of a famous murder, I try to go
to the site and offer a little prayer, sometimes leaving a flower or
something, to honor the victims and families. I did this when I was at
UT on a professional visit a couple of years ago.

A sad slice of history.
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Jenn said:

Whenever I find myself in the vicinity of a famous murder, I try to go
to the site and offer a little prayer, sometimes leaving a flower or
something, to honor the victims and families.


Thnak's Jenne for, admottong Jen that your a more worse CHristian than Arnii
Krooger, is Jennn. Arnii Krooger know's that-prayer, is fine when your in
chruch but, its like God stopped-listenening to him in the real *world*,
mUch!

;-)

;-)





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In article ,
Jenn wrote:

In article ,
MiNe 109 wrote:

In article ,
George M. Middius wrote:

MiNe 109 said:

When Scottie points at a blog, he's trying to reinforce some jackdaw
opinion
with another jackdaw opinion. (Vocabulary lesson assimilated,
Stephen.)

Damn. It took me thirty years!

Thirty years to get your bird-watching permit?


I have the permit, but have yet to drive.

Another grackle story:

http://jayallen.org/stories/the_gift_of_the_grackle

Mentions Charles Whitman; today's the anniversary of the Tower shootings.

Stephen


My God...42 years.

My small connection to the Manson killings affected me in a strange way.
Whenever I find myself in the vicinity of a famous murder, I try to go
to the site and offer a little prayer, sometimes leaving a flower or
something, to honor the victims and families. I did this when I was at
UT on a professional visit a couple of years ago.

A sad slice of history.


The observation deck was still off-limits when I was a student. The
closest connection I have to the event was working with someone whose
uncle was involved, although a local media figure came to prominence as
a television reporter during the attack.

Stephen
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On Aug 1, 12:31 pm, "ScottW" wrote:
"John Atkinson" wrote in message
...
On Jul 31, 10:10 pm, "ScottW" wrote:
"John Atkinson" wrote in message
...
On Jul 31, 2:30 pm, ScottW wrote:
What exactly was your "say" back in '89?
Have a link?

I fail to comprehend why you are asking me
for the link to a 1989 article in Stereophile, ScottW,
when you already provided it in an earlier message.

Hard for me to tell what article and what comment
you're referring to.

So lets examine your comments in that article.
http://www.stereophile.com//features/113/index10.html


As I said, I fail to comprehend why you asked me for
the link to the 1989 article when you already knew
what it was, ScottW.


I don't really care about your comprehension shortcomings...


Sorry. I was merely pointing out that your demand for
the URL puzzled me, considering that you had already
referred to it and then did so again.

it is clear you are desperately obfuscating in any
manner possible to avoid addressing the obviously
erroneous conclusions of 1989 which you apparently
continue to stand by to this day.


Given that I have now 3 times directly stated that I am
not going to argue with your opinion, that hardly seems
like "desperate obfuscation." With respect, you seem
to have issues with control.

John Atkinson
Editor, Stereophile



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John Atkinson said to Witlessmongrel:

Given that I have now 3 times directly stated that I am
not going to argue with your opinion, that hardly seems
like "desperate obfuscation." With respect, you seem
to have issues with control.


Scottie probably resents you for taking a job away from a real Amurrican.



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On 1 Aug, 20:25, George M. Middius wrote:
John Atkinson said to Witlessmongrel:

Given that I have now 3 times directly stated that I am
not going to argue with your opinion, that hardly seems
like "desperate obfuscation." With respect, you seem
to have issues with control.


Scottie probably resents you for taking a job away from a real Amurrican.


The Amazing Randi was up for consideration as editor.
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